If you're in debt, you probably day dream about a way for your debt to magically disappear - an unknown relative dies and leaves you enough money to pay off all your debts, you win the lottery, or your boss gives you a huge bonus. Some companies prey on t

Borrowing money to purchase a home, or to complete your education, is generally considered "good" debt; the asset you're gaining - and education is an asset - continues to appreciate in value as the principal balance of your loan decreases.